Unlock Fiat Liquidity With Crypto Assets
Base Money, Beyond Money
BM.Finance is a crypto-backed fiat lending protocol that enables users to unlock fiat liquidity without selling their crypto assets.
Launch App
Keep your crypto, get cash instantly
Collateralize digital assets like BTC, ETH, USDT, or USDC etc., and access immediate fiat liquidity.
LTV
Up to 95%
Maximize collateral value & flexibility.
Interest Rate
As low as 0%
BTC rates up to 9.5%, others up to 6.0%.
Service Fee
$0 or $50
Transparent pricing, no hidden fees, ever.
Flexible Terms
From $1 & 1 day on
Customize loan amount & term.
FAQ
Have a different question? Reach out to our support team.
What is BM.Finance?
BM Finance is pioneering Agentic Finance infrastructure to enable seamless value circulation and appreciation across traditional and decentralized finance in the AI Agent era.
Who is BM.Finance for?
BM Finance is designed for individuals and businesses who hold crypto assets and need short-term liquidity without selling their holdings.
How do I get started with BM.Finance?
BM Finance services are launching soon. You can join our waiting list today for a chance to become one of our exclusive early users.
How do I receive the fiat loan?
Simply use your crypto assets as collateral, and BM Finance will instantly transfer fiat like USD to your bank account - fast, secure, and hassle-free.
Will applying for a loan affect my credit score?
Rest assured - our loan application process is credit-score friendly. BM Finance never performs credit checks or pulls your reports, so your credit score remains unaffected.